This is either a HMO, PPO, or Indemnity Plan where the patient pays a co-pay, a percent of the office charge, a deductible, or a combination. These must be paid at the time services are rendered in order for the insurance plan to pick up the difference. Bradley Chiropractic is a preferred provider with most, if not all insurance plans.
Bradley Chiropractic is a provider with the VA- Choice plan, providing care for our men and women that have served our country.
Our office will be happy to check your insurance and explain your Chiropractic benefits.
In North Carolina, we have two types of automobile insurance; liability and Med Pay. There is another form of insurance referred to as PIP insurance. This is insurance that is prevalent in other states such as Florida and Colorado.
Liability Insurance is the insurance available to pay for injuries sustained in an automobile accident which was not your fault. (This is the insurance that is on the other vehicle.)
Med Pay is the insurance on your vehicle which will pay for injuries, up to a certain amount, when you are involved in an accident. Making a claim on this does not cause your insurance rates to increase. Some policies have this, others do not, please check to see if your policy has Med Pay coverage. (This is the insurance on your vehicle.)
Under Insured/ Uninsured Insurance is insurance on your vehicle which will pay for your medical bills should the at fault vehicle either have no insurance or not enough.
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We are a provider for Medicare, we do accept the assignment. The only item that Medicare will reimburse for in Chiropractic offices is manipulation. All other services: exam, x-rays and therapies are the patients responsibility to pay at the time of service. The patient is reimbursed by Medicare for the covered charges (manipulation being the only covered service).
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